We design personalized, comprehensive benefit packages which make you a sought after employer while protecting your bottom-line and maximizing your investment. We can do this because of our relationship with each of our clients. We will come to you, get to know your needs and business, and help put together the best package for you. We’ll work with you to educate your employees and help them utilize what you create for them.

Contact us now to discuss how we’ll create a custom package for you.

Health and Welfare Options

  • Medical—HMO, PPO, HSA, HRA
  • Dental—DHMO, PPO, Indemnity
  • Vision—Voluntary, Non-Voluntary
  • Life and Accidental Death Insurance(AD&D)
  • Short Term Disability
  • Long Term Disability
  • Premium Only Plans (POP)
  • Section 125—Flexible Spending Accounts
  • Business Travel Accident Insurance
  • Employee Assistance Plans (EAP)
  • International Benefits
  • Long Term Care Plans

Business Insurance

  • General Liability
  • Worker's Compensation
  • Professional Liability

Retirement Plans

  • Administration
  • Employee Communications
  • Assist with Retirement Planning

Employee Benefits Technology

Terrance Insurance clients have access to MyWave and HRConnection, resources for HR Managers and Employees that make it easy to stay up date as the employer and simple to access your benefits as the employee—saving everyone time.